It charges an average annual 0.12% fee for money parked on its T-bill platform, though that varies by customer, Arvanaghi says. Similarly, it collects a small interest rate spread on the checking accounts through its bank partners.
USDC operations were isolated from core treasury and accounting systems. Transactions had to be manually reconciled with fiat accounts, forcing finance teams to map each USDC payment back to a dollar transaction within ERP tools like copyright. This created inefficiencies and operational overhead for companies that Meow sought to solve.
Businesses can also programmatically send USDC from within Meow and generate unique addresses on Ethereum and Solana to collect invoice payments. That means businesses can accept vendor payments via wire or standard bank rails, such as ACH, and the business can receive that money in USDC without having to expose address details publicly.
Jiko's services are available for institutional clients, including money movement and settlement through its technology. It was founded in 2016 and is based in San Francisco, California.
With the rise in globalization and the increasing use of web3 infrastructure, businesses are increasingly facing the need to transact in more than their native currency. This shift puts pressure on finance teams to ensure they have the right type of currency in the right account at the right time to conduct business.
To address these challenges, Meow partnered with TrueBiz to leverage their advanced business risk assessment and fraud detection capabilities. TrueBiz provides a solution seamlessly embedded into Alloy that automated the review of business web presence, using proprietary AI models to analyze hundreds of data points across a business’ web presence and deliver a detailed risk score within seconds.
Treasure's services cater primarily to businesses looking to manage their idle cash effectively. It was founded in 2018 and is based in San Francisco, California.
TrueBiz has become a valued partner for Meow, transforming its business onboarding and risk assessment processes. The automation and accuracy provided by TrueBiz enable Meow to scale efficiently, enhance security, and deliver a superior customer experience.
S. Treasuries to venture debt, Meow makes it easy for startups to securely manage cash operations while earning yield.
Meow CEO Brandon Arvanaghi describes the company as “the Costco of financial services.” Like the retail giant known for its affordable yet high-quality basics, Meow aims to provide cost-effective financial products and services.
Partnering with Bridge has enabled Meow to improve its product offering and strengthen its reputation among its customer base. By building a platform that responds to the needs of technology-forward companies focused on operating efficiently, Meow has grown payment volumes by billions.
For example, Meow partners FirstBank and Grasshopper Bank both offer up to $125 million in FDIC-insurance through IntraFi’s sweep program which boasts a network of nearly 3,000 banks. Another Meow partner, Third Coast, offers FDIC-insurance up to $50 million through its own network. Arvanaghi says Meow is able to secure higher yields from the banks than a small business could get on its own, since it’s bringing in a large roster of sticky customers and its own interface.
And in 2024, the company hit profitability and tripled its customer accounts. “Some of the biggest copyright companies in the world are using Meow right now,” said Arvanaghi.
copyright exchanges did not offer critical controls such as spending limits, approval flows, or visibility across teams. Without these safeguards, USDC operations introduced unnecessary risk and complexity for finance leaders responsible for managing treasury at scale.
Meow partners with Grasshopper Bank; Brex and Mercury meow business partner with several banks. This model was adopted widely in the US during the COVID-19 pandemic, which forced banks to find ways to reach customers digitally. “In its best form, it’s a way for banks to get access to better technology,” says Craig Timm, senior director of anti-money laundering at ACAMS, which runs finance-related certification programs. Timm worked previously as a financial crime specialist at copyright and the US Department of Justice. “For the fintechs, it lets them focus on the things they’re good at—building, marketing, reaching new customers—without having to get a banking license, which can be difficult and expensive.”